Pricing

Priced by the day, billed by the month.

Pick a seat, the days and a term. The engagement letter updates as you go, and the button sends it to me with your request.

Pricing · build your retainer

Shape the engagement.

Change any underlined word in the letter. The price updates as you go.

Engagement letter · draftNo. 0412

Mara Quill will act as your for a month, on a term.

Monthly retainerMonthly retainer: $5,510 a monthIncludes 5% off for the 6-month term

you keep $21k a month →

Full-time CFO*$26,700This retainer$5,510

Extra days in a busy month are billed at the same day rate, agreed in writing first.

Included

Every retainer includes.

01

A two-week diagnostic and a written 90-day plan

02

Fixed days in my calendar each month

03

A 13-week cash forecast, updated every Monday

04

A close review and management accounts by working day 5

05

A monthly board or owner pack

06

Investor and lender updates

07

Replies within one working day, by email or Slack

08

Handover notes in your own drive, from day one

Not included

Bookkeeping, payroll processing, tax filing and audit. I work with whoever does them, or help you choose someone.

Terms

The small print, in large type.

Minimum term

None. Rolling month to month, or a 6- or 12-month term for 5% or 10% off.

Minimum term

None. Rolling month to month, or a 6- or 12-month term for 5% or 10% off.

Notice

30 days, either side. If a termed retainer ends early, the discount on months already invoiced is repaid.

Notice

30 days, either side. If a termed retainer ends early, the discount on months already invoiced is repaid.

Changing days

Tell me by the 20th for the next month. Extra days are billed at the same day rate, agreed in writing first.

Changing days

Tell me by the 20th for the next month. Extra days are billed at the same day rate, agreed in writing first.

Invoicing

Monthly in advance, on the 1st. Payable within 14 days by ACH or card.

Invoicing

Monthly in advance, on the 1st. Payable within 14 days by ACH or card.

Travel

Remote by default. Days in New York are on site at no extra cost. Travel further afield is billed at cost, agreed in advance.

Travel

Remote by default. Days in New York are on site at no extra cost. Travel further afield is billed at cost, agreed in advance.

Confidentiality

A mutual NDA before the diagnostic. Client names appear on this site only with written permission.

Confidentiality

A mutual NDA before the diagnostic. Client names appear on this site only with written permission.

Fractional vs full-time

The same seat, for a fifth of the cost.

A fully loaded full-time CFO in New York costs about $26,700 a month. Here is what each option gives you.

Full-time CFO

Fractional (me)

Cost

$26,700/mo fully loaded*, plus equity

$5,510/mo for 4 days a month on a 6-month term

Time to start

4–6 months to recruit, often with a 25% search fee

Within 2 weeks of a signed letter, when a slot is open

Commitment

A permanent hire, with notice, severance and vesting

Rolling monthly or termed, with 30 days’ notice

Coverage

Every working day, one person’s experience

Fixed days each month, replies within one working day

Board readiness

Usually a quarter to learn the business

First board pack in month one; 60+ board meetings as CFO

Full-time CFO

Fractional (me)

Cost

$26,700/mo fully loaded*, plus equity

$5,510/mo for 4 days a month on a 6-month term

Time to start

4–6 months to recruit, often with a 25% search fee

Within 2 weeks of a signed letter, when a slot is open

Commitment

A permanent hire, with notice, severance and vesting

Rolling monthly or termed, with 30 days’ notice

Coverage

Every working day, one person’s experience

Fixed days each month, replies within one working day

Board readiness

Usually a quarter to learn the business

First board pack in month one; 60+ board meetings as CFO

*$240,000 salary, a 15% bonus and $44,400 of benefits and payroll tax, divided by 12. New York, 2026. Excludes equity and search fees.

When full-time wins: past about $25m in revenue or 150 people, or on an IPO track. I’ll help you hire them.

Pricing FAQ

Questions about price.

Next step

Start with a 30-minute call.

Bring your setup from the builder, or nothing at all. I reply within one working day.

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